The Victorian Government introduced changes to its Reportable Conduct Scheme that came into effect on 1 January 2019. The changes impact Early Learning Centres, Out of School Hours and Occasional C...

Imagine if…

You are advised by AHPRA that a patient has complained about the treatment you provided, suggesting it was performed negligently.  As you’re sure your treatmen...

With the holiday season approaching, it’s time to remind ourselves of the possible threats to our homes and cars during this time. In the lead up to what should be a ...

Don’t underestimate the inconvenience of damaged windows or shop fronts. Prevention is always better than cure!

• Reduce the opportunity for damage by installing:
  ...

Why do risks increase at this time of the year?

The summer months are a busy time of year for the retail sector. Extended trading hours and an increased number of shoppers c...

Cyber-attacks are a constant threat to individuals and businesses. From malware to phishing, cyber security risks are on the rise and attacks are becoming more sophisticated. While you may think yo...

In business, continuity is the key baseline for success.  It might seem obvious, but it’s surprising how many people rely on your business opening its doors everyday.

Too often b...

Technology has not only revolutionised the way we think, communicate and do business… It’s changed the way we need to protect ourselves.

Cybercrime is one of the fastest growing...

Although social media can open the door to an exciting online community, it has made it harder to separate yourself from your professional life.

Here’s fiv...

Sally began her career as a personal trainer in 2012. With high hopes and wanting to make sure she did the right thing Sally purchased an exercise professional liabilities policy. Her hard wor...

Children are curious by nature and too often that curiosity can end in tears. Unfortunately, little fingers can easily get caught in everyday objects like doors and hinges.

Although finger ...

Not all podiatry claims are directly related to treatment; Guild Insurance regularly receives claims for injuries arising from podiatry chairs.  No one sets out to have someone injured in thei...

Excursions run by an early learning service can have many benefits for the children involved. It’s a change in their usual routine at the service and can create unique learning opportunities....

When the worst happens, you want to know you’re completely covered.

A vast majority of business owners are underinsured and shockingly they don’t even know about it. This i...

Did you know that you and your business could be held liable for the actions of your employees even if it wasn’t you providing the treatment? As a owner practitioner you are exposed to a mult...