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Professional Indemnity Insurance

More fitness articles

  • Managing risks when exercising independently

    Managing risks when exercising independently

    It’s widely recognised that all fitness activities carry an element of risk that needs to be managed.  One area of risk within a fitness centre is not just the activity the member is tak...

  • Is your fitness centre untidy and cluttered?

    Is your fitness centre untidy and cluttered?

    Scenario

    It’s 6pm on a Monday night, peak usage time during the busiest night of the week in the gym. There are gym bags, items of clothing and sweat towels in a pi...

  • When a break-in occurs

    When a break-in occurs

    STEP 1: Stay safe and preserve the scene

    • Dial 000 to report the incident to police.
    • Don’t enter the premises if there are signs a break-in may have occurred – e.g. ...
  • Employee dishonesty

    Employee dishonesty

    Someone breaking into your premises or stealing goods at knife point is an obvious threat to any business.  But as claims reported to Guild Insurance show, they’re not the only crimes oc...

  • Understanding Employment Law

    Understanding employment law

    Employment related disputes are an increasing trend in claims reported to Guild Insurance.  These claims indicate that some employers may not be fully aware of their workplace rights and oblig...

  • Woman planking with stress ball

    Keeping exercise balls safe

    Fitness equipment is designed to improve a user’s health and fitness. However, all fitness equipment carries a risk of causing injuries, especially when that equipment is damaged. Exercise ba...

  • Guide-to-a-risk-free-holiday

    Guild's guide to a risk free holiday season

    With the holiday season approaching, it’s time to remind ourselves of the possible threats to our homes and cars during this time. In the lead up to what should be a ...

  • preventing_glass_damage_540px

    Preventing glass damage

    Don’t underestimate the inconvenience of damaged windows or shop fronts. Prevention is always better than cure!

    • Reduce the opportunity for damage by installing:
        ...
  • Business cyber security obligations

    Business cyber security obligations

    Cyber-attacks are a constant threat to individuals and businesses. From malware to phishing, cyber security risks are on the rise and attacks are becoming more sophisticated. While you may think yo...

  • If you fail to plan, plan to fail.

    Business continuity planning

    In business, continuity is the key baseline for success.  It might seem obvious, but it’s surprising how many people rely on your business opening its doors everyday.

    Too often b...

  • Cybercrime - tips to safeguard your business

    Cybercrime - tips to safeguard your business

    Technology has not only revolutionised the way we think, communicate and do business… It’s changed the way we need to protect ourselves.

    Cybercrime is one of the fastest growing...

  • Don't let social media

    Don't let social media damage your career

    Although social media can open the door to an exciting online community, it has made it harder to separate yourself from your professional life.

    Here’s fiv...

  • You could lose it all in the blink of an eye

    Do you have the right insurance for your fitness business?

    Sally began her career as a personal trainer in 2012. With high hopes and wanting to make sure she did the right thing Sally purchased an exercise professional liabilities policy. Her hard wor...

  • Are you underinsured?

    Are you underinsured?

    When the worst happens, you want to know you’re completely covered.

    A vast majority of business owners are underinsured and shockingly they don’t even know about it. This i...

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