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  • EL---Notifying-Guild

    Your requirements for notifying Guild Insurance of an early learning claim

    Imagine if…

    You receive an email from a parent stating that they’re holding you responsible for their child’s injury sustained while at your centre and are suggesting the...

  • Vet---Notifying-Guild

    Notifying Guild Insurance of a claim – a veterinarian’s requirements

    Imagine if…

    You are advised by your State Veterinary Board that a client has complained about the treatment you provided, suggesting it was performed negligently.  As you’...

  • dispensing-errors-wrong-customer

    Dispensing errors – wrong customer

    A number of errors where medications are dispensed to the wrong customer are reported to Guild Insurance every year.   Of note, many of these occurred when a pharmacist dispensed scripts ...

  • Veterinary medication errors

    Medication errors and incidents are 
    Orthodontists pointing at chart with patient looking from chair

    Orthodontics and general dentists – what are the risks?

    Guild Insurance's data shows general dentists performing orthodontics face higher complaint risks. Proper training and knowing when to refer patients to specialists are crucial. Transparency about not...
  • Acknowledging and dealing with adverse dental outcomes

    Acknowledging and dealing with adverse dental outcomes

    Adverse outcomes in dentistry are sometimes unavoidable, but how they are managed can make a significant difference. This article highlights the importance of open, honest conversations with patients ...
  • Don’t let your business go up in smoke

    Don’t let your business go up in smoke

    If you launder towels and linen in your business, there’s an unexpected fire risk you may not have thought about.

    When you hear stories about things going wrong in other businesses, i...

  • Sloppy dispensing and security risks

    Sloppy dispensing and security risks

    Claims reported to Guild Insurance highlight an alarming trend.  Sloppy medication handling can compromise the security of not just your pharmacy, but all pharmacies. Practices such as storing...

  • dispensing_error_frequency_540px

    Dispensing errors – dose administration aids

    Guild Insurance regularly receives claims relating to errors with Dose Administration Aids (DAA).  Errors often involve pharmacists filling and dispensing DAAs for the correct patient...

  • Reducing risks in pre-purchase examinations

    Reducing risks in pre-purchase examinations

    Equine pre-purchase examinations (PPE) are commonly conducted by veterinarians because they are essential for people looking to purchase a horse. However, they feature heavily in the veterinary claims...
  • Providing consent to veterinary care

    Providing consent to veterinary care

    Veterinarians would be well aware of their requirements to obtain informed consent from their clients before any procedure takes place.  However, Guild Insurance’s vast experience in man...

  • Retained veterinary swabs

    Retained veterinary swabs

    Case Example

    A client demanded compensation for additional treatment costs, alleging surgery had been performed negligently. The client’s dog had undergone a l...

  • Burns from veterinary heat mats

    Burns from veterinary heat mats

    Case

    A cat suffered significant burns to its hip when left on a heat mat to recover after surgery.  The cat’s fur was still wet, which exacerbated the risk of a bu...

  • Providing speech therapy to a child when the parent or guardian is absent

    Providing speech therapy to a child when the parent or guardian is absent

    Have you ever considered a situation where you’re providing therapy to a child and the parent or guardian intends to leave the child alone with you?  This may be because they wish to col...

  • Managing risks when exercising independently

    Managing risks when exercising independently

    It’s widely recognised that all fitness activities carry an element of risk that needs to be managed. One area of risk within a fitness centre is not just the activity the member is taking pa...

  • Is your fitness centre untidy and cluttered?

    Is your fitness centre untidy and cluttered?

    Scenario

    It’s 6pm on a Monday night, peak usage time during the busiest night of the week in the gym. There are gym bags, items of clothing and sweat towels in a pi...

  • Early learning playground maintenance

    Early learning playground maintenance

    There is a lot more to an early learning centre playground than just fun and games.  They provide a great deal of benefit to children in developing their physical skills as well as their confi...

  • doorway_fingers_540px

    Guarding against doorway finger injuries

    Guild Insurance continues to receive reports of serious injuries to children’s fingers due to them being caught in doorways at early learning services.  It may surprise you to learn that...

  • When a break-in occurs

    When a break-in occurs

    STEP 1: Stay safe and preserve the scene

    • Dial 000 to report the incident to police.
    • Don’t enter the premises if there are signs a break-in may have occurred – e.g. ...
  • Employee dishonesty

    Employee dishonesty

    Someone breaking into your premises or stealing goods at knife point is an obvious threat to any business.  But as claims reported to Guild Insurance show, they’re not the only crimes oc...

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