Social media risks

 Social-media-risks-850x320
Social media is an ever increasing form of communication for many people in both their personal and professional lives.  It presents people with many benefits in allowing them to communicate a variety of messages to many people with great speed and efficiency.  However, those benefits need to be balanced with the many risks social media presents. Social media is a very broad term which includes any websites and applications which allow users to interact with ...

Guild Insurance

Professional Indemnity Insurance

professional

  • Client records for AEPs
    Client record keeping is unfortunately one of those dreaded risk management topics. Guild Insurance understands that it isn’t the most interesting of topics for AEPs to spend time thinking and talking about. However, it’s incredibly important, and Guild’s experience suggests ...
    Business Practices

  • Importance of Informed Consent
    All health practitioners would be well aware of their requirements to obtain informed consent from their patients before assessment or treatment takes place.  However, Guild Insurance’s vast experience in managing claims made against health practitioners has highlighted that many practitioners ...

  • Dating patients - is it ever okay?
    Health professionals might sometimes question if it’s ever ok to date a patient.  Most would say the answer to that is a  straight-out no. Then there are variations  to that question — “What if I end the  therapeutic relationship first?”, ...

  • Can I say sorry?
    Guild Insurance has over 60 years’ experience managing complaints, and therefore claims, made by clients or customers of the professionals we insure. This has taught us a lot about how and why complaints usually occur and the best ways to ...

  • Managing complaints in exercise & sports science
    Receiving a complaint is often an unexpected part of running any business, including an exercise & sports science business.  No business is immune from receiving a complaint, regardless of how successful it is or how customer focused staff are.  There ...

  • Understanding employment law
    Employment related disputes are an increasing trend in claims reported to Guild Insurance.  These claims indicate that some employers may not be fully aware of their workplace rights and obligations and the laws governing them as an employer.  This can ...

  • When clients see multiple AEPs
    Guild Insurance regularly analyses claims data to understand factors contributing to claims and complaints.  This analysis has highlighted a trend where claims involve treatment by at least two people within the same profession.  This finding led Guild Insurance to explore ...

  • Guild's guide to a risk free holiday season
    With the holiday season approaching, it’s time to remind ourselves of the possible threats to our homes and cars during this time. In the lead up to what should be a fun and festive time with loved ones, it’s important ...

  • Don't let social media damage your career
    Although social media can open the door to an exciting online community, it has made it harder to separate yourself from your professional life. Here’s five tips to help you protect your reputation online.

  • Do you have the right insurance for your fitness business?
    Sally began her career as a personal trainer in 2012. With high hopes and wanting to make sure she did the right thing Sally purchased an exercise professional liabilities policy. Her hard work and focus paid off and a few years ...
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business

  • Is the right name on your policy?
    We’re not asking you to check to see if you’ve made a typo... and called yourself Sara instead of Sarah. While this name error is no biggie and might just mean a bit of paperwork to amend it, the name ...
    Business Practices

  • Are you prepared for a power outage?
    Are you prepared for a power outage? Power outages are unfortunately becoming a somewhat common occurrence in parts of Australia. The threat of heatwaves, and therefore higher than usual demands on power, means that power outages are a real threat ...

  • Why every business needs an asset register
    When considering an insurance policy, it’s easy for many of us to think “it’ll never happen to me”.  However, the vast experience of Guild Insurance tells us ‘it’, being events that require insurance claims, unfortunately can happen to people like ...

  • Property maintenance - could your property cause an injury?
    Guild Insurance sees many insurance claims which have come about due to poor maintenance of a property.  In too many of these cases, the poor state of the building or its grounds is obvious and it’s quite surprising, as well ...

  • Understanding social media risks
    Social media is an ever increasing form of communication for many people in both their personal and professional lives. It presents people with many benefits in allowing them to communicate a variety of messages to many people with great speed ...
    Social Media

  • Managing the risk of mould
    There are many parts of Australia which experience high humidity. For some people who love the heat, these can be great places to live and work. However, unfortunately, these humid environments aren’t without risk as they can cause significant damage ...
    Business

  • Maintenance of stormwater drains
    Imagine this… Very heavy rains are predicted for your area, much heavier than you’ve seen before. While it’s concerning you, you believe your place of business should get through ok. The property is well maintained, including the roof. Your building’s ...
    Business Interruption

  • Mitigating Cyclone Risks
    Cyclones may seem like a rare event to some people in Australia. However, according to the CSIRO, northern Australia is threatened by cyclones every year between November and April with typically about five cyclones reaching land each year. This means ...
    Accidents

  • Mitigating bushfire risks
    Bushfires are an unfortunate part of life for many people and businesses in Australia and the devastation they cause can be catastrophic. Sadly, the recovery from bushfire damage is often not as quick as people would hope and this can ...
    Business

  • Mitigating Flood Damage Risks
    Floods are an unfortunate part of life for many people and businesses in Australia and the devastation they cause can be catastrophic. Sadly, the recovery from flood damage is often not as quick as people would hope and this can ...
    Flood
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Guild Insurance

Professional Indemnity Insurance

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